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Current rate sheet as of Feb 3, 2012
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| Today's Prime Rate 3.00% |
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Institutions
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Posted
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1 Yr
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2 Yr
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3 Yr
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4 Yr
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5 Yr
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7 Yr
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10 Yr
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ARM
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Prime
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Notes
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First National
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5.14
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3.09
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3.25
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2.89
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2.99
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3.39
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3.99
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3.89
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-.00
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3
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3.29% Opt 60
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FirstLine
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2.99
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3.05
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3.09
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3.29
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3.59
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4.59
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4.89
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+.35
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3
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3.39% QC
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MCAP
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5.14
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3.19
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3.59
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2.89
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3.69
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3.39
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3.99
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3.99
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+.10
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3
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3.29% QCc
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TD
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5.14
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3.09
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3.25
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2.89
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2.99
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3.49
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3.99
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5.14
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+.10
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3
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ING
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5.14 |
3.09
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3.15
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3.19
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3.25
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3.34
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3.99
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3.99
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-.00
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3
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Bridgewater
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3.09 |
3.24
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3.39
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3.49 |
3.59
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+3.5
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3
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Home Trust
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2.99
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2.99 |
3.19
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3.39 |
3.39
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+.20
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3.19% QC acc
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Scotiabank
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5.14
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2.89
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3.09
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2.89
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2.99
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3.29
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4.59
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5.09
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+.00
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3
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National Bank
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5.29
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2.99
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3.09
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3.19
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2.99
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3.49
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3.99
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4.79
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+.10
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3
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4.99% 5% cash back
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Laurentian
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5.29
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2.75
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3.40
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3.60
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3.69
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3.39
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4.49
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4.79
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+.00
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3
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3.24% QC
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Equitable
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3.5
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3.85
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4.05
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4.79
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5.29
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FirstLine Access
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4.65
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5.30
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5.79
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Resmor
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2.89
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3.19
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3.39
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-.00
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3.19 QC SE
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Moncana
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updates
coming soon
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Optimum
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Call your
BDO
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Xceed
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Street Capital
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2.99
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2.99
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3.19
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3.39
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3.49
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+.00
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3
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2.99 3 Yr
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ICICI
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No updates
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Merix
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7.84
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2.99
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3.05
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3.09
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3.19
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3.39
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-.00
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3
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3.15 5 yr qc
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Canadiana
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2.74
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2.74
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2.84
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2.99
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3.19
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-.00
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3.29 5 yr QC
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MQR
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5.29 |
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Lendwise
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3.20
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45 day rate hold
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Meridian CU |
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5.13
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3.60
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3.95
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4.45
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3.85
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3.74
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5.04
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5.24
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-.25 |
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4.78% - 5% cash back
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Corporate Underwriting Unit
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Alternate Lenders |
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| AGF |
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New equity products are here. Call your BDO for details |
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| Equitable |
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Good commercial lender - Contact David Downie for rates on specific properties |
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| Effort Trust |
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Based in Hamilton. Good B credit equity lender. Call direct for rate quote. |
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| Peoples Trust |
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Call them for sub prime information |
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| Laurentian Commercial |
Contact Jean Winston
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| FNF Commercial |
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Ed Kaiser, commercial underwriter 1 800 465 0039 |
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| The above rates are subject to change without notice. Please confirm the actual rates with your preferred lender. E & O E |
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| Posted rate refers to the 5 year posted rate typically used for the 5% cash back product. Please confirm the actual rates with your preferred lender. E & O E |