Name
Company name
Firm Code
Username
Step 2: Your password will be e-mailed to you once your registration has been validated. Once you receive this password, log in to HYPERLINK “http://www.mppbroker.com” www.mppbroker.com, select User Preferences, and change your password to something that you will remember
Step 3: Also in User Preferences, select your SafetyCatch profile. Keep the default selection ‘Yes’ to allow SafetyCatch to work behind the scenes for you
Step 4: Click on Order MPP Supplies to order your personalized brochures at no cost to you
Remember…
Always offer MPP to your clients! They can choose,
Life coverage only
Life and disability coverage
Disability coverage only
Always fax both applications and waivers using the cover sheet provided, to 1-866-677-4329
1. Competitive Premium Rates – we compete with the major banks to be a competitively priced product. Our Disability product is one of the least expensive in the industry.
2. 60 Day Money Back Guarantee – Client’s can choose MPP today and change their minds any time within the first 60 days and it will cost them nothing.
3. Fully Portable Product – Client’s have future flexibility. The insurance can move from lender to lender and property to property. Premiums do not increase during the life of the mortgage. If additional money is applied for, only the “topped up” portion will be priced at the client’s current age.
4. Auto Approval – Mortgage amounts under $300,000 where health questions have been answered “No” are auto-approved. Client’s can have “instant coverage”.
5. No Cost Underwriting – A paramedical is required for mortgage amounts over $300,000 or in situations where “Yes” has been answered to a health question. This PROTECTS YOUR CLIENTS!
6. Extended Amortizations – We will do extended amortizations at no additional cost in premiums to your clients.
7. Disability Stand Alone – The banks MAKE you take Life insurance in order to get Disability. We offer our Disability by itself…with or without our Life product.
8. Disability Not Reportable or Taxable – to either CPP or your Private Insurer and is NOT subject to income taxes .
9. Interim Mortgage Payments – In the event of death, MPP will make the interim mortgage payments while the claim is being adjudicated.
MPP ENHANCEMENTS: ALAN OBERLAND
USE MPP QUICK ACCESS FOR NEW ENHANCEMENTS
SCENARIO 1: COVERAGE FOR SPOUSE NOT ON DEAL
2 SPOUSES
1 ON DEAL, 2ND SPOUSE IS BAD CREDIT AND CAN NOT GO ON DEAL
ON EXPERT – WAIVE INSURANCE
ON MPP QUICK- FILL OUT APPLICATION FOR BOTH SPOUSES TO HAVE
COVERAGE.
SCENARIO 2: PARTIAL MORTGAGE COVERAGE
ON EXPERT – WAIVE INSURANCE
ON MPP QUICK – CREATE A NEW INSURANCE APPLICATION FOR PARTIAL AMOUNT OF THE MORTGAGE
IE: $300,000.00 MORTGAGE, INSURANCE COVERAGE $100,000.00
SCENARIO 3: 100% DISABILITY COVERAGE FOR BOTH APPLICANTS
ON EXPERT-
SPOUSE 1- ACCEPT LIFE AND ACCEPT DISABILITY
SPOUSE 2- ACCEPT LIFE AND WAIVE DISABILITY
ON MPP QUICK-
CREATE A NEW POLICY FOR SPOUSE 2
WAIVE LIFE INSURANCE
ACCEPT DISABILITY INSURANCE.