*Current rate sheet as of  August 30, 2019  *Please check with each lender to obtain the most current rate.
   
                            Today’s Prime Rate  3.95%
Institutions
1 Yr
2 Yr
3 Yr
4 Yr
5 Yr
Notes
First National
3.39
3.19
 2.99
2.99
 2.69
MCAP
3.69
2.99
 2.99 2.99 2.69
TD
 3.54
3.19
2.89
   3.14     2.77
Bridgewater
    3.99
3.99
3.99
   5.25
5.25
Home Trust
3.99
 3.54  3.79   3.84
2.64
Scotiabank
3.29
3.14
 3.14
3.19
 2.89
B2B Bank 3.19 3.19
2.89
 3.24 2.64
Equitable
4.49
 3.79
3.79
3.64
 2.79
RMG
 3.69    2.99
2.99
   2.99
 2.69
Street Capital
2.69
    2.69 2.69 2.69 2.69
Merix
3.84
 3.34
3.34
 3.34
2.69
5 year High Ratio
Lendwise
3.84
  3.34
3.34
     3.34
2.69
Meridian CU
3.24
3.49
3.74
 3.89
3.39
Alterna
  3.29
  3.39
  3.49
  3.59
    2.99
Optimum
3.49
3.69
3.84
 3.89 3.89
First Ontario CU
3.59
3.84
3.54
3.59
3.79
 Street  Capital 3.79 3.79 3.79 3.79 2.89
Alternate Lenders
Equitable Good commercial lender – Contact David Downie for rates on specific properties
Effort Trust Based in Hamilton.  Good B Credit Equity Lender.  Call direct for rate quote.
B2B Commercial Contact Jean Winston
FNF Commercial
Ed Kaiser, commercial underwriter
1 800 465 0039
 Please confirm the actual rates with your preferred lender.  For the “unpublished” rates, please contact your Regional Manager. 
 
OAC, E&OE, Rates are subject to change without notice